1. Summary of Benefits (SOB)

• • Overview: Get a clear and concise summary of what’s covered under your SECUR HMO I-SNP plan, including information on costs, covered services, and more.
  • Why It's Important: This document is crucial for quickly understanding the key aspects of your plan and making informed healthcare decisions.

Summary of Benefits (H3048_SB_2025_M)

4. Formulary (Drug List)

• Overview: Review the list of prescription drugs covered under your SECUR HMO I-SNP plan, including both generic and brand-name medications.
• Why It's Important: Knowing which medications are covered helps you manage your prescriptions and avoid unexpected costs.

Formulary (H3048_Formulary_CY25_C)

2. Evidence of Coverage (EOC)

• Overview: The EOC provides a detailed explanation of your benefits, how to use them, and your rights as a member of either SECUR HMO I-SNP plan (SECUR Advantage or SECUR Enhanced).
• Why It's Important: It’s your go-to resource for understanding all the details about your coverage, including what’s included, excluded, and any limitations.

Evidence of Coverage (H3048_2025CombinedEOC_C)

5. Out-of-Network Liability and Emergency Care

• Overview: Understand your coverage options and potential costs if you receive care outside of the SECUR network or in emergency situations.
• Why It's Important: Protect yourself from unexpected expenses by understanding when and how out-of-network care is covered.
• Out-of-network/non-contracted providers are under no obligation to treat plan members, except in emergency situations. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.